Subscription cost calculator
Add up what your subscriptions really cost per month, per year and over five years — and see what cancelling one would save. No sign-up, and nothing leaves your browser.
Your subscriptions
Add up to 15. We've filled in some common ones — replace them with yours.
Only changes formatting.
Your subscriptions cost
$110.15 /month
- Every year
- $1,321.75
- Over 5 years
- $6,608.75
Turn on “What if I cancel?” below to see what dropping one would save.
Most expensive first
Ranked by what each one costs over a year. Bars show its share of the total.
- 1
Gym
$540.00/yr
$45.00/mo · $45.00 a month · 41% of the total
- 2
Coffee subscription
$338.00/yr
$6.50/wk · $28.17 a month · 26% of the total
- 3
Video streaming
$185.88/yr
$15.49/mo · $15.49 a month · 14% of the total
- 4
Music
$131.88/yr
$10.99/mo · $10.99 a month · 10% of the total
- 5
News and magazines
$96.00/yr
$24.00/qtr · $8.00 a month · 7% of the total
- 6
Cloud storage
$29.99/yr
$29.99/yr · $2.50 a month · 2% of the total
How it works
Subscriptions bill on different schedules, so the calculator first turns each one into a yearly cost: a weekly price × 52, a monthly price × 12, an every-three-months price × 4, and a yearly price as it is.
The monthly cost of each subscription is its yearly cost divided by 12, rounded to the nearest cent. That's why a weekly plan costs about 4.33 times its price each month rather than 4 times. The totals add up every subscription's monthly and yearly cost, and the five-year cost is the yearly total × 5, assuming prices stay the same.
The list below ranks your subscriptions from most to least expensive by yearly cost, with a bar showing each one's share of the total. Small prices on frequent billing cycles often climb higher than you'd expect.
Turn on What if I cancel? for any subscription to see what you'd save. The savings are that subscription's monthly and yearly cost, and its yearly cost × 5 over five years. The headline total keeps showing everything, so you can compare what you pay now with what you'd pay after cancelling.
Frequently asked questions
How do I compare weekly, monthly and yearly subscriptions?
Turn them all into a yearly cost first: weekly prices are multiplied by 52, monthly by 12, every-three-months by 4, and yearly prices stay as they are. Dividing by 12 then gives a fair monthly average. That's exactly what this calculator does, so a cheap-looking weekly plan and a yearly plan can be compared side by side.
Why is the monthly total different from adding up the prices?
Because weekly, quarterly and yearly subscriptions don't charge exactly once a month. A weekly plan charges 52 times a year — about 4.33 times a month, not 4 — and a yearly plan is spread across 12 months. The monthly total is the average you pay over a whole year.
Is a yearly plan cheaper than paying monthly?
Often, yes — many services discount yearly plans. Enter the monthly price in one row and the yearly price in another to compare their yearly costs. A yearly plan only saves money if you'd keep the subscription for the full year, so it's best for the ones you use all the time.
Is anything I enter stored?
No. Everything is calculated in your browser and nothing you type is sent anywhere. A free Calm Coins account can keep your subscriptions with your other bills so they're always counted before you spend.
Track this automatically — Calm Coins is free
Calm Coins keeps your subscriptions alongside your other bills, sets the money aside before payday and shows what's safe to spend — no bank connection needed.