Terms of use

Last updated October 2026

Thanks for using Calm Coins. By creating an account or using the app, you agree to these terms. We've kept them short and plain.

The service

  • Calm Coins is free. There are no paid plans and nothing is locked behind a payment.
  • We may add, change or remove features over time.
  • Calm Coins is a tool to help you organise your own money. It is not financial, tax or legal advice. Calculations such as “safe to spend” and debt payoff estimates depend on the information you enter and are estimates.

Your account

  • Use a real email address you control and keep your password safe.
  • You're responsible for the information you enter and for activity on your account.
  • Don't misuse the service: no attempts to break, overload or access other people's data, and no unlawful use.

Your data

Your data is yours. See our privacy policy for what we store and how to export or delete it.

Donations

Donations are voluntary gifts to support the project. They don't buy any features, and they're handled by PayPal.

Availability and liability

We work hard to keep Calm Coins running and your data safe, but the service is provided “as is”, without guarantees of uninterrupted availability. To the extent the law allows, we're not liable for indirect losses or for decisions you make based on the app. Nothing in these terms limits rights you have under consumer law.

Closing your account

You can stop using Calm Coins at any time and ask us to delete your account. We may suspend accounts that misuse the service.

Contact

Questions? Email support@calmcoins.com.